Terms and Conditions
Welcome to Maritime Knowledge.
These Terms and Conditions govern your use of our website and services.
1. Definitions
For the purpose of these Terms and Conditions:
- “We”, “Us”, “Our” shall mean Virtual Guru Edu Limited, whose registered/operational office is at 1286-B2, Trichy Road, Race Course, Coimbatore, Tamil Nadu – 641018, India, and operating the platform Maritime Knowledge.
- “You”, “Your”, “User”, “Visitor” shall mean any natural or legal person who accesses, browses, registers, or purchases services from our website.
By accessing or using this website and/or purchasing any subscription or service, you agree to be bound by these Terms and Conditions.
2. Use of Website
The content of this website is subject to change without prior notice. We do not guarantee the accuracy, completeness, performance, or suitability of the information and materials provided on this website for any specific purpose.
You acknowledge that:
- Information may contain errors or inaccuracies
- We expressly exclude liability for such errors to the fullest extent permitted by law
Your use of any information, services, or materials available on this website is entirely at your own risk.
3. Services & Subscriptions
Maritime Knowledge provides online learning services including but not limited to
- Mock tests
- Question banks
- Audio/video classes
- Live doubt-clearing sessions
Access to content is based on the subscription plan chosen. Subscription validity, features, and access levels vary according to the plan.
We reserve the right to:
- Modify, suspend, or discontinue any service
- Update pricing, content, or features without prior notice
4. Intellectual Property
All intellectual property rights in the content of this website, including but not limited to text, images, audio, and video, are owned by Maritime Knowledge or its licensors. You may not use, copy, modify, or distribute any content from this website without prior written consent.
Unauthorized reproduction, distribution, modification, or use of any material is strictly prohibited and may result in legal action.
5. Prohibited Use
Unauthorized use of this website or its content may give rise to:
- A claim for damages
- Civil liability
- Criminal offense under applicable laws
You agree not to misuse, copy, scrape, or redistribute any part of the platform.
6. Third-Party Links
- From time to time, our website may include links to third-party websites.
- These links are provided for convenience only.
- We do not have control over the content or availability of external websites and are not responsible for any loss or damage arising from their use.
- You may not create a link to our website from another website without prior written consent from Virtual Guru Edu Limited.
7. Payments & Transactions
All payments are processed through secure third-party payment gateways.
We shall not be liable for any loss or damage arising directly or indirectly due to:
- Transaction failure
- Decline of authorization
- Exceeding preset limits agreed between the cardholder and bank
8. Refund & Cancellation
Refunds, if applicable, shall be governed by the Refund Policy published on the website. Subscription fees are generally non-refundable, unless explicitly stated otherwise.
Read more about our Cancellation and Refund Policy
9. Limitation of Liability
We shall not be liable for any indirect, incidental, special, or consequential damages arising out of:
- Use of our website
- Inability to access services
- Performance of content or mock tests
10. Governing Law & Jurisdiction
Any dispute arising out of or related to the use of this website, services, or transactions shall be governed by the laws of India.
Courts located in Coimbatore, Tamil Nadu, shall have exclusive jurisdiction.
11. Changes to Terms
We reserve the right to update or modify these Terms and Conditions at any time without prior notice.Continued use of the website constitutes acceptance of the updated terms.
12. Disclaimer
The content of this Terms and Conditions page is created at the sole discretion of Virtual Guru Edu Limited.
Payment gateway providers, including Razorpay, shall not be liable for any claims, losses, or liabilities arising due to the merchant’s non-adherence to these terms.
Contact Information
For any queries regarding these Terms & Conditions, please contact us via the Contact Us page provided on our website.
